Consumer

Car Loans - We finance new cars for a maximum of 60 months and used cars for a maximum of 42 months depending on the age of the vehicle.

Boat Loans - We finance new boats for a maximum of 60 months and used boats for a maximum of 42 months depending on the age of the boat.

Recreational Vehicles - We finance new RVs for a maximum of 60 months and used RVs for a maximum of 42 months depending on the age of the RV.

Personal - We make loans to assist in the daily needs of our customers such as vacation loans and appliance purchases.

Real Estate - We finance the purchase of land and homes as well as making home improvement loans and home equity loans.

Commercial

Working capital - We extend credit for temporary financial needs

Equipment, Inventory, Furniture and Fixtures - We are sensitive to our customers' needs to expand

Commercial Real Estate - We finance interim construction as well as making permanent real estate loans

Agricultural

Working Capital - We extend credit for working capital needs for farming and ranching operations

Equipment Loans - We finance new equipment for a maximum of 60 months and used equipment up to 48 months according to the age and condition of the equipment.

Livestock Loans - We finance livestock for a maximum term of five years usually amortized on annual payments of principal and interest.